Cash-flow forecast and daily cash note
See a tight week a month or two before it hits. Every Monday, a 13-week cash forecast rebuilt from your books, with the tight weeks flagged.
Hours back
2
hours a week back, typically
How it runs
What we build, step by step.
This is the usual shape. Yours gets built around how your team actually does the job.
- 01
Cash pulled from every account
Current balances across bank and card accounts, read-only.
- 02
Money coming in, by week
Open invoices placed in the week they're likely to be paid, based on how each customer actually pays rather than the due date.
- 03
Money going out, by week
Payroll, rent, loan payments, regular suppliers, tax payments and any one-off purchases you've told it about.
- 04
The forecast rebuilt every Monday
Thirteen weeks ahead, with the lowest point marked and any week that drops below your safety line highlighted.
- 05
A short daily cash note
Yesterday's takings across card, invoice and cash sales, and today's balance, in one message before you start the day.
Shown with software we see a lot. If your team uses something else, we build it into that instead.
Built for your business
Same job, different business. We build yours.
Two firms in the same trade rarely run a job the same way. Different software, different steps, different people signing off. We build it for your business, around how your team actually does the job.
Your steps
Built around the order your team already works in, odd exceptions included.
Your software
Runs inside the tools you already pay for, set up the way you use them.
Your rules
Your wording, your limits, your sign-offs. Nothing generic goes out in your name.
You sign off
Your team keeps the final say.
You or your bookkeeper decide what goes in as a planned expense, and check the first few forecasts against what really happened. The forecast never moves money.
What it's worth
What those hours add up to.
2 hours a week, over 46 working weeks, is 92 hours a year. At $50 an hour, that’s
$4,600
back in the business, every year.
Typical, not promised.
Before and after
The job, before and after.
How it runs today
The bank balance looks fine until payroll, a supplier run and a slow-paying customer all land in the same week. Most owners check the balance in the banking app and do the rest in their head. Someone builds a forecast in a spreadsheet once, and it's out of date two weeks later.
What we build
- Cash pulled from every account
- Money coming in, by week
- Money going out, by week
- The forecast rebuilt every Monday
- A short daily cash note
A month in
Tight weeks show up a month or two ahead instead of on the Thursday before payday, so there's time to chase a big invoice or move a supplier payment.
Only count money you're fairly sure of
A signed job with a payment schedule is close to certain. A customer who said "probably in the spring" is not. Counting them the same makes a forecast look healthier than the business is. We weight work by how likely it really is, and leave early conversations out altogether.
Same goes for payment dates. If a customer always pays at 45 days, the forecast puts their money at 45 days, not on the due date printed on the invoice.
FAQ
Do I need to understand forecasting to use a cash-flow forecast?
No. You get one number to watch, the lowest balance in the next 13 weeks, and a plain note on which week it falls in and why.
What if a big job is coming that isn't invoiced yet?
You add the job once, with a rough date, and the cash-flow forecast includes it until the invoice exists. Then the real invoice takes its place.
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Bring this one to a free live build.
Thirty minutes on cash-flow forecast and daily cash note. We build its elf with you, live, and you keep it.