Compliance file checks and audit packs
Audits take an afternoon, not a week. Every disclosure deadline is watched while the deal is live, and the audit pack is built the day it settles.
Hours back
3
hours a week back, typically
How it runs
What we build, step by step.
This is the usual shape. Yours gets built around how your team actually does the job.
- 01
Your compliance checklist set up
The documents, disclosures and timing rules your licence and aggregator require, by loan type.
- 02
Deadlines watched during the deal
When a disclosure is due within a set time of an event, the broker is warned before it's late, not after.
- 03
Each file checked at settlement
Signed forms, fact find, reasons for the recommendation and ID records are ticked off, and anything missing is listed.
- 04
An audit pack per file
Everything an auditor asks for, named and ordered the same way every time, in the file's folder.
- 05
A monthly gaps report
Which files are incomplete, what's missing and who owns the fix.
Shown with software we see a lot. If your team uses something else, we build it into that instead.
Built for your business
Same job, different business. We build yours.
Two firms in the same trade rarely run a job the same way. Different software, different steps, different people signing off. We build it for your business, around how your team actually does the job.
Your steps
Built around the order your team already works in, odd exceptions included.
Your software
Runs inside the tools you already pay for, set up the way you use them.
Your rules
Your wording, your limits, your sign-offs. Nothing generic goes out in your name.
You sign off
Your team keeps the final say.
Your principal or compliance lead reviews flagged files and decides how each gap is fixed. The build checks and reports. It never certifies a file as compliant.
What it's worth
What those hours add up to.
3 hours a week, over 46 working weeks, is 138 hours a year. At $50 an hour, that’s
$6,900
back in the business, every year.
Typical, not promised.
Before and after
The job, before and after.
How it runs today
Disclosures go out when the broker remembers, and nobody checks the timing until the file is pulled for audit. Then someone spends a day hunting for a signed form, the fact find and the note explaining why this lender was chosen.
What we build
- Your compliance checklist set up
- Deadlines watched during the deal
- Each file checked at settlement
- An audit pack per file
- A monthly gaps report
A month in
Every settled file has a complete pack within days, late disclosures get caught while the deal is still live, and audits take an afternoon instead of a week.
FAQ
Which rules does it check against?
Your own rules. The compliance checklist is set up from your licence obligations and your aggregator's or lenders' requirements, and you can edit it after handover.
Does it replace our aggregator's compliance tools?
No. Compliance file checks fill the gaps around your aggregator's tools, mostly the chasing, checking and pack-building that still happens by hand.
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Thirty minutes on compliance file checks and audit packs. We build its elf with you, live, and you keep it.