AI for Mortgage & Lending
AI for Mortgage & Lending gives a two-processor team about 20 hours a week back: borrower documents get asked for by name and checked when they land, lender packs put themselves together, and borrowers and agents get updates without anyone on your team typing them.
Free · 30 minutes · Yours to keep
Application document chasing and checking
About 7 hours a week of chasing gone.
Sound familiar?
It's all up onthe office wall.
The same four headaches, pinned up every week and never quite sorted.
Borrowers don't know what's missing
A vague "please send your documents" email gets you half of them. The payslip is 45 days old, the bank statement is missing page 3, and the processor finds out a week later.
"Any update?" all day
Borrowers, agents and conveyancers all want to know where the file is. Every call pulls a processor off the file they were working on.
Dates that sneak up on you
Rate locks, approval expiries, and documents that go stale after 30 or 60 days. Miss one and it costs the borrower money or pushes settlement back.
Packaging the file by hand
Before a file goes to the lender, someone renames forty PDFs, puts them in the lender's order, writes the cover note, and hopes nothing's missing.
The automations
11 automations we buildfor Mortgage & Lending.
Click any one to read exactly how it works: the steps, the software it runs in, and where you sign off. There's enough on each page to build it yourself, or we build it with you.
And 8 more, biggest saving first
- Transaction milestone updates4 hrs a week
- Lender submission packs3.5 hrs a week
- New enquiry intake3 hrs a week
- Compliance file checks and audit packs3 hrs a week
- Lender rate and policy updates3 hrs a week
- Rate lock and expiry reminders2.5 hrs a week
- Underwriting conditions tracking2.5 hrs a week
- Existing client reviews2 hrs a week
Hours back are typical, not promised. Yours get worked out on the call.
What it's worth
$48,300
a year back in the business, typically
21 hours a weekoff your desk.
In a typical week these jobs take 28 hours. Your elves take 21 of them. Here's the sum, shown in full, at a modest $50 an hour.
- Chasing and checking borrower documents7.5$17,250
- Status calls and emails5$11,500
- Tracking locks and expiry dates2.5$5,750
- Building lender submission packs3.5$8,050
- Clearing lender conditions2.5$5,750
21 hours back a week × 46 working weeks × $50 an hour
- 1 ask
- per document, worded so borrowers get it right first time
- 10 days
- warning before a rate lock runs out
Typical figures, not a promise. Your free live build gives you your own.
You sign off
Supervised first.Hands-off only where you say.
Your elves draft, sort, chase and remind. Anything that can't be undone, or that speaks for the business, waits for your OK.
- 01
The first few weeks
Supervised
Every draft waits for your OK before it goes anywhere.
- 02
Once you trust it
Routine ones go out
Only the kinds you pick go out on their own. The rest still wait.
- 03
From then on
Check-ups
We look after your elves and adjust them as the business changes.
At every stage
It won't be perfect. That's why a person sees anything that matters.
Application document chasing and checking
The processor reviews every flagged document and decides whether an unusual one (a letter of explanation, a gift letter) is acceptable.
Loan status updates
Updates about a problem, such as a low valuation or a file on hold, are written by the broker.
Your software
Keep the software you pay for.Your elves work inside it.
Every job on this page runs inside software you already use. Your team keeps working the way it does now.
The number on each is how many of the 11 jobs on this page run in it.
Using something else? We build into that instead. See all the software we work with.
Your business
- 10Outlook
- 6Gmail
- 5Google Drive
- 10Google Sheets
- 4DocuSign
- 2Calendly
- 3Twilio
How it starts
See it working before you pay a cent.
It starts with a free 30-minute call. We build one real thing with you, on your own work, so you see exactly what this does. If there's more worth doing, you get a plan and a price in writing.
01 · 30 minutes
Free live build
Bring one job, say application document chasing and checking. We build it with you on the call. It's yours, whatever you decide.
02 · In writing
Your plan
What we'd build next, the hours it should save each week and the price, in writing.
03 · Built for you
We build it
Around how your business already works, inside your software. You sign off before anything goes live.
04 · Your call
Hand over or keep improving
Take it over with video guides for everything, or keep us on monthly to improve it and build what's next.
- We're a small brokerage. Is this worth it for us?
- Yes, if you write enough loans that a processor spends most of the week chasing. A typical two-processor team gets about 20 hours a week back. The free live build is where we work out your numbers, and we'll tell you if they don't add up.
- What does it cost and how long does it take?
- Most mortgage broker builds take one to two weeks and run supervised before we hand them over. The price is set out in a written proposal you get within 48 hours of the free live build.
Free, 30 minutes, and what we build is yours.
Already know what you need? Ask about a one-off build or a retainer.
Related pages
The rest of the businessgets its hours back too.
Each page is one part of the business, with the jobs we build for it.
FAQ
What owners ask us first.
Something we haven't covered? Ask it on the call.
Does it make lending decisions or give advice?
No. The automations never score a borrower, pick a product or decide an outcome. They handle the paperwork and messages around the loan file, and credit decisions, pricing and advice stay with your licensed people and your lenders.
Borrower documents are sensitive. Where do they go?
Borrower documents go into accounts your business owns, with access limited to the mailboxes and folders the system needs. Every permission is listed in the handover pack, and we follow the data-handling rules you already have.
Does it work with our broker CRM or loan system?
Usually, and we check before we quote. On the free live build we look at what your broker CRM or loan system allows. Where it can share data, we connect to it. Where it can't, the build works from your inbox and document folders, and processors keep entering the file the way they do now.
Will borrowers know they're getting automated messages?
Borrower messages come from your own address, in your wording. Questions about rates, eligibility or what the borrower should do always go to a broker, never to an automatic reply.
We're a small brokerage. Is this worth it for us?
Yes, if you write enough loans that a processor spends most of the week chasing. A typical two-processor team gets about 20 hours a week back. The free live build is where we work out your numbers, and we'll tell you if they don't add up.
What does it cost and how long does it take?
Most mortgage broker builds take one to two weeks and run supervised before we hand them over. The price is set out in a written proposal you get within 48 hours of the free live build.
Next step
Take one job off your desk this week.
Every week you wait is another week of the same jobs done by hand. Book a free 30-minute live build and leave with your first elf working.