Lender submission packs
About 3.5 hours a week back, and fewer conditions come back, because the file goes to the lender organised, complete, and with the gaps already listed.
Hours back
3.5
hours a week back, typically
How it runs
What we build, step by step.
This is the usual shape. Yours gets built around how your team actually does the job.
- 01
The lender's checklist
Each lender you use gets its own list and document order, set up once with your team.
- 02
Documents sorted and renamed
Everything in the borrower's folder is named the way the lender wants and put in their order.
- 03
A file summary
Borrower details, income, assets and the deal on one page, with each figure linked to the document it came from.
- 04
Inconsistencies listed
An employer name that doesn't match between the application and the payslip, a large deposit with no explanation, a missing signature. Listed for the processor, not hidden.
- 05
A draft cover note
Written for the processor to edit and send. Nothing is submitted automatically.
Shown with software we see a lot. If your team uses something else, we build it into that instead.
Built for your business
Same job, different business. We build yours.
Two firms in the same trade rarely run a job the same way. Different software, different steps, different people signing off. We build it for your business, around how your team actually does the job.
Your steps
Built around the order your team already works in, odd exceptions included.
Your software
Runs inside the tools you already pay for, set up the way you use them.
Your rules
Your wording, your limits, your sign-offs. Nothing generic goes out in your name.
You sign off
Your team keeps the final say.
The processor reviews the pack and the list of inconsistencies, then submits it. The system never makes an eligibility call.
What it's worth
What those hours add up to.
3.5 hours a week, over 46 working weeks, is 161 hours a year. At $50 an hour, that’s
$8,050
back in the business, every year.
Typical, not promised.
Before and after
The job, before and after.
How it runs today
Before submitting, a processor renames every PDF, sorts them into the lender's preferred order, writes a cover note, and checks the file against the lender's list. It takes most of an hour per file, and mistakes come back as conditions.
What we build
- The lender's checklist
- Documents sorted and renamed
- A file summary
- Inconsistencies listed
- A draft cover note
A month in
Packaging stops taking most of an hour per file. It's a quick check instead, and fewer conditions come back asking for things you already had.
FAQ
Does it submit to the lender for us?
No, a processor submits it. The lender submission pack and cover note are prepared for a processor to check and send.
We send to a dozen lenders. Is that a problem?
No. Each lender's document order is set up once, and adding a new lender later is a short job your team can do from the handover pack.
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